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All Episodes
Archives
Now displaying: 2017
Dec 22, 2017

In this much anticipated episode, Eddie Fooshang will walk you through how to put together an epic plan.

Most loan officers do the ol’ “I’m going to double my business” kind of thing with no actual plan, so of course it doesn’t work out year after year.

This episode will put an end to the madness and put you on your journey of awesomeness!

Dec 5, 2017

If I could only tell you one thing to help you grow your biz, it’s this: Don’t buy into the myth that YOU have to be the one who does everything from lead gen to locking the deal to chasing docs to be able to successfully close the deal, ensure top notch customer service, and keep your referral partners happy.

Carl White and Brian Heckman dive into part 2 of Brian’s business model to give you a 360 degree view of how Brian set up his A-team! As a producing branch manager, Brian has fine-tuned his business model to allow his LOs to do what they do best – sell – and not get caught up in the minutia of the loan process.

By putting key positions into play, Brian’s business flourishes year-round (even during the “slow months” of the year) with a streamlined loan process that closes loans AHEAD of schedule (which his clients and referral partners love)!

Here’s a taste of what Carl and Brian discuss in this episode:

  • Mindset: The evolution of a loan officer
  • Dividing sales activities and fulfillment activities
  • Team roles and responsibilities mapped out
  • Knowing what’s in your wheelhouse for delegation
  • How to create complete clarity within a team structure
Nov 20, 2017

On the next #1 rated podcast for LOs, Carl White is joined by longtime friend and wildly successful loan officer, Brian Heckman! Brian lived the snowball effect day in and day out until he discovered an easier and more profitable way to run his business and structure his day-to-day activities.

You’ll get a full glimpse into the action plan that Brian has setup Monday-Thursday that created the structure his business was lacking, and in turn, enabled him to reach his ultimate goal of having time, financial and relationship freedom while running an ever-growing business!

Here’s a taste of what Carl and Brian discuss in this episode:

  • How to go from closing 5 loans a month to 10+ a month
  • 3 intentional daily action items that are a “must do” for success
  • Scripts for reaching out to agents and current/past clients
  • The importance of building structure to create freedom
  • Brian’s blueprint for setting your week up for optimum results
Nov 6, 2017

Real talk – If you’re generating solid realtor referrals, but not converting those referrals into closed loans, there’s a hole in your bucket that needs to be filled.

Dave is the Founder of Mortgage Coach, and has over twenty-seven years of experience as a mortgage executive, business leader, and mobile technology pioneer. As a mortgage industry leader, Dave has been a speaker at many major industry events, and before Mortgage Coach, Dave was one of the nation’s top loan originators and President of a national mortgage company.

Here’s a taste of what Carl and Dave discuss in this episode:

  • Dave’s 5 strategies for increasing referrals into closed loans
  • Taking referrals and converting them into clients for life
  • How to create a competitive advantage in your local market
  • Figuring out what is hot in your market and “productizing” that angle
  • How to get even more referrals from your current realtor partners
Oct 22, 2017

New to the mortgage biz and having a hard time getting ramped up to the level of production you’d like to be at?

On the next #1 rated podcast for LOs, Carl White is joined by Eddie Fooshang, an LO out of Houston, TX who went from closing 1-2 loans per month 2 years ago when he first started in the mortgage biz to currently closing 12-14 loans per month!

Eddie is going to share exactly what he did to create the business of his dreams – including the pivotal moves he made that boosted his biz (so you can swipe them and put them into action!), the biggest mistakes he made that cost him time and money (so you can avoid doing them!), and the key elements that enabled him to create an ever growing mortgage biz (a complete game changer for a new LO fresh out the gate!).

Here’s a taste of what Carl and Eddie discuss in this episode:

  • Creating an identity for success
  • Reverse engineering your goals to create a plan of action
  • Tips for expanding your biz - what to avoid & what to focus on
  • How to build relationships with top agents when you’re brand new to the biz
  • How to build a network of realtors by doing 3 things consistently
Oct 8, 2017

Nights and weekends (AKA “me” time) – That sacred time you get where you can choose to do whatever you want with whoever you want, unwind, and recharge your batteries so you’re on your A game for the work week ahead.

But, as we all know when it comes to the mortgage biz, preapproval letters don’t take nights and weekends off and to keep our clients and agents happy, it’s imperative to make sure they have those letters when they need them.

Carl White is joined by Jerry Williams, a seasoned LO out of Dallas, Texas who used to struggle with balancing staying present during nights and weekends due to having to generate preapproval letters at random times and on short notice. Jerry shares his ground breaking solution that not only changed his life and business, but enabled his agents to have access to the letters whenever they need them (while Jerry is off enjoying his “me” time)!

Here’s a taste of what Carl and Jerry discuss in this episode:
•The main problem loan officers face and a killer solution for it
•Creating balance between work and home life
•How to eliminate being your own bottleneck
•A tool that allows the borrows to be empowered around the numbers
•Preventing mistakes and enabling agents to be in control

 

Sep 19, 2017

How would you like to know every time one of your past clients is looking to get a new mortgage… automatically? 

In this episode, you’ll see a super stealth tool that Carl is setting up in his own branch that is just way too cool for him not to share it with you.          

Carl White interviews James Borden, a Mortgage Client Retention Strategist from RetainYourClient.com. James details his solution for not letting any past clients slip through the cracks to help you become their lender for life! 

Here’s a taste of what Carl and James discuss in this episode:

  • A clever way to stay in front of your past clients
  • Scripts for recapturing past clients
  • How to get a 30%-60% conversion rate when following up with past clients
  • The importance of brand recognition in the mortgage industry
  • Why avoiding making phone calls will cost you in the long run

To check out the ins and outs of how this system works visit RetainYourClient.com

Aug 28, 2017

As a brand new LO, breaking into the mortgage biz can be a daunting and sometimes downright frustrating endeavor – What do you do first? How do you get the “in” you’re looking for with a company? How do you set yourself apart from all the other newbies trying to break into the biz?

On the flip side – Branch managers are constantly faced with the decision to hire seasoned LOs or newbies fresh out the gate. Both have their advantages and disadvantages, but knowing what those are and how to prepare for them is the key to building a profitable branch.  

On the next #1 rated podcast for LOs, Frank Garay from The National Real Estate Post and Carl White discuss this ins and outs of breaking into the Mortgage Biz as brand new LO and give you an inside look from a Branch Manager’s perceptive when it comes to acquiring and hiring new talent!

Here’s a taste of what Carl and Frank discuss in this episode:

  • How to break into the biz as a brand new LO
  • Building a foundation to gain an advantage over the competition
  • The pros and cons of hiring seasoned LOs vs newbies
  • Training newbies - putting in the time to see results
  • Having “skin in the game” to build for the future
Aug 15, 2017

Want to learn how LO Craig Bland’s team went from closing 15 loans a month to closing 79 loans last month? (BTW that’s 79 closed loans without taping into Zillow leads, radio advertising, or Facebook ads!)

 

On the next #1 rated podcast for LOs, you’ll get an inside look at what Craig Bland’s team did to catapult their business forward and secure a steady stream of referrals rolling in. Craig dives into the ins and outs of his business model and shares helpful tidbits that you can immediately plug into your business to see even more success!

Here’s a taste of what Carl and Craig discuss in this episode:

  • How to free up your time and avoid getting caught in the minutia

  • Crucial roles for team building and business growth

  • The art of letting go and adapting a new mindset

  • Scripting for new clients and delegating 1003s

  • How to build relationships with agents – the dos and don’ts

 

Jul 10, 2017

When it comes to working with tops agents, why is it that some loan officers successfully build solid referral partner relationships while others can’t seem to get a foot in the door? 

In this episode of the #1 rated podcast for loan officers, Carl White and Ralph Watkins show you a “behind the scenes” look at what they do to not only build relationships with top A but ensure they get consistent referrals from them time after time!

Here’s what you’ll learn in this episode: 

-How to qualify agents for optimal results
-Tips for building relationships that produce referrals
-The mindset behind overcoming the fear of rejection
-Co-marketing with agents — when is it a good match?
-The 3 actions that create a loyalty dynamic with top agents

Jun 13, 2017

Did you know that in the average loan process there are 115 steps? That’s 115 i’s to dot and t’s to cross, and that’s just for one file!

With so many moving parts, systems and automation become a key factor for creating a seamless flow from file to file, and help… 

  • Your loans close on time, or even early! (#1 thing agents want from a lender) 
  • Ensure your clients and agents get amazing communication throughout the loan process. (#2 thing agents want from a lender)

In this episode of the #1 podcast for LOs, Carl White and Mike Gulitz dive into:

  • The #1 thing that holds most LOs back: Reactive Mode vs. Proactive Mode (02:52)

  • Creating Systems and Automation that support continual growth (10:35)

  • Building for the future — key elements for taking your business to the next level (28:39)
May 1, 2017

Do you dread walking into the office every morning because you know as soon as you take a step inside, the floodgates will open, and you’ll spend the majority of your day just trying to stay afloat?

It doesn’t have to be that way.               

In this episode of the #1 Podcast for LOs, you’ll learn an easy, yet powerful exercise that’ll help you de-clutter your workload to hone in on the activities that you actually LIKE to do (and have a knack for) all while closing even more loans!

Heres a breakdown of what you’ll learn in this episode:

  • An exercise to fine-tune your work day - The Ax of Freedom
  • Designing the business you’ve always wanted
  • Hiring strategies for your current needs
  • The mindset behind growing a successful business
  • “Front of the line pass” script to use with agents and clients
Apr 10, 2017

In this episode of the #1 Podcast for LOs, Ralph Watkins and Carl White map out how to approach a real estate office – that already has an in-house lender – so that you get most of their referrals.

Here’s a breakdown of what Carl and Ralph cover in this episode:
• Solutions for bypassing the "gatekeeper" (AKA receptionist)
• How to find the top agents in any real estate office
• Carl’s script for the classic line: “I already have an in-house lender that I work with."
• The 3 things all agents are looking for when working with an LO
• Why “Sweet Water Well” marketing is the key to building relationships
If you’re an in-house lender, don’t worry, we’ve got your back too! You’ll see how to capitalize on your inside advantage, and it’s easy… (25:26)

 

Mar 27, 2017

How to set yourself apart from other loan officers during times of rising rates so that you still get even more loans coming in. 

  1. Strategies for answering the classic question of “What’s your rate?” (04:21) 
  1. The one question you must always ask agents when you have that 1st meeting with them that will help you get that first referral from them. (18:04) 
  1. How to answer your client when they ask “Should I float or lock?” (20:39)
    (get this one right, you’re a hero, get it wrong and it could be a disaster…)
Feb 6, 2017

There are 4 stages to attracting top agents –

  • Identifying
  • Qualifying
  • Converting
  • Securing

Knowing the stages is the easy part, but knowing the action steps within each stage is what will set you apart from all the other LO’s knocking on the top producers’ doors.

In this episode, we’re joined by industry expert Ralph Watkins, who will guide us through the ins and outs of each stage, explore the benefits of having a comprehensive plan in place, and link together the importance of making small tweaks in your approach to see epic results.

Here's a glance at what Carl and Ralph discuss in this episode:

  • The 4 stages to attract top agents
  • How to develop relationships into results
  • Fine-tuning your mindset for success
  • How to categorize top agents into 3 specific groups
  • Coffee meetings - making the right impression & topics to avoid
  • And much more!!
Jan 9, 2017

Loan Officer Freedom = closing a ton of loans, only working with agents you like, and working the hours you want to work.  

Gaining control of these three areas of your business isn’t just some mirage in the distance; it’s a completely attainable goal that’s essential to finding the freedom you deserve in your business.  

In this episode, we’re joined by my very good friend and Freedom Club coach, Ralph Watkins. Ralph and I break down the specifics to creating freedom within your business to give you a new perspective on what success really looks like. 

Here's a glance at what Carl and Ralph discuss in this episode:

•  3 types of Freedom: Time, Financial, and Relationship

•  Creating balance by setting new standards

•  The key to creating a sustainable business

•  The importance of having an abundance mentality

•  Applying Parkinson’s Law to increase productivity

•  And much more!!

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